Start by preheating your oven to 350 degrees Fahrenheit. Line a baking sheet with parchment paper.
In a microwave safe bowl add your cream cheese and mozzarella. Microwave in 30-second increments until it is fully melted and you can mix it until combined.
Take your cheese mixture and place in a mixing bowl with your 2 eggs, almond flour, psyllium husk powder, baking powder, and garlic powder. Mix until well combined.
Divide dough into 10 equal sections and roll out into 6-inch logs. Then shape into circles with a hole in center and place on parchment paper baking sheet.
Then whisk the last egg and brush over the bagels. Then sprinkle on the Everything But The Bagel Seasoning over the bagels.
Bake for 20 minutes or until the bagels are golden and cooked through.